Our Services & Products
At Nuttall Insurance Agency we provide a multifaceted approach to all your insurance needs. Whether you are considering specialized insurance programs to include employee benefits, individual health plans, or group plans – we provide you with thorough planning and a well thought out approach; considering all aspects of your individual situation to assist you in your decision making. Our team offers coaching through Long Term Care options, estate, and financial planning as well as retirement programs. Our goal is to make each client bullet proof in all aspects of their insurance and financial needs.
We have been phenomenally successful by comprehensive planning as to which products best meet your needs. You can trust us to always have your best interests at heart.
Medicare Supplement and Medicare Advantage Plans
Medicare Supplement Insurance, or Medigap, is a type of health insurance policy sold by private insurance companies to complement Medicare policies. It covers common gaps in Medicare’s standard insurance plans. Insured individuals pay monthly premiums for Medigap policies directly to the insurance provider.
Long Term Care Insurance
Long-term care (LTC) insurance is coverage that provides nursing-home care, home-health care, and personal or adult daycare for individuals with a chronic or disabling condition that needs constant supervision. LTC insurance offers more flexibility and options than many public assistance programs, such as Medicaid
Life Insurance
Life insurance is a contract between an insurer and a policy owner. A life insurance policy guarantees the insurer pays a sum of money to named beneficiaries when the insured dies in exchange for the premiums paid by the policyholder during their lifetime.
Fixed Indexed Annuities
A fixed indexed annuity is a tax-deferred, long-term savings option that provides principal protection in a down market and opportunity for growth. It gives you more growth potential than a fixed annuity along with less risk and less potential return than a variable annuity.
Disability Income and Critical Illness Insurance
Critical illness insurance and disability income insurance can both help to provide money when you’re dealing with health issues. Whether you stop working temporarily or face high out-of-pocket expenses, these policies might play an important role — but they work differently.
Individual & Group Health Insurance and Benefits
When it comes to group vs. individual plans, you probably know the basics: Health insurance that an employer provides its workers is group coverage. Health insurance that someone buys on their own is individual coverage.